Contractors' Insurance
Sterling Meadows Insurance Agency understands the unique risks faced by businesses in Florida, especially those in the construction industry. With solid relationships spanning over 40 regional and national insurance companies, we ensure you receive the right coverage at competitive rates.
Our commitment to your business's success drives us to hire Trusted Insurance Advisors and Licensed Insurance Professionals who assist at every step of the insurance process. We recognize the hard work and dedication it takes to thrive in industries like general contracting, welding, landscaping, fencing, carpentry, paving, electrical work, plumbing, and more. That's why our focus is on insurance, allowing you to concentrate on your projects without worry.
Risks are inherent in the construction field, and Sterling Meadows Insurance Agency is here to mitigate them. General contractors face potential liabilities ranging from property damage to injuries, delays, defective work, and breach of contract. Our goal is to tailor insurance solutions to meet these specific needs and ensure your peace of mind while you focus on delivering quality work.
We offer a range of coverages tailored for general contractors:
- General liability insurance: Protection against property damage, injuries, and liabilities arising from your operations.
- Builder's risk insurance: Safeguarding your projects against damages during construction.
- Workers' compensation insurance: Mandatory coverage providing benefits to injured workers.
- Professional liability insurance: Protection against claims of defective work or contract breaches.
- Commercial Property Insurance: Customized coverage considering your office and material storage risks.
Moreover, we suggest additional coverages that could be vital for your business:
- Business interruption insurance: Financial protection during project disruptions caused by natural disasters or other unforeseen events.
- Cyber liability insurance: Safeguarding against cyber risks and data breaches, crucial in our technology-driven world.
- License and Permit Bonds: Financial guarantees for project completion and payments.
- Commercial Auto: Ensuring coverage for vehicles used in your operations.
- Equipment Floater: Coverage for essential moveable equipment used in construction projects.
By aligning your business with comprehensive insurance, you can navigate risks confidently. Our team of experts at Sterling Meadows Insurance Agency is dedicated to understanding your unique business needs and finding the coverages that suit your risks best. Contact us today to secure your business's future success.